SMEs find themselves at a disadvantage with respect to large firms in accessing debt finance. Asymmetric information and agency problems, including high transaction costs, and SMEs’ opacity limit access to credit by small businesses and start-ups, in particular, which are often under-collateralised, have limited credit history and may lack the expertise and skills needed to produce sophisticated financial statements. COE shall play a role in helping the SMEs with the expertise and skill needed for debt finance and approaching various funding institutions. Further COE shall provide assistance in Accessing and getting quality financial documents and Arranging debt financing packages with banks. Further, COE shall intermediate the role of market maker for SME debt on select platforms for additional instruments for debt and equity such as first loss guarantees, Pass Through Certificates (PTCs) and other mechanisms of Credit Enhancements.